CHRP was founded at the intersection of two worlds that rarely speak the same language: residential construction and residential insurance.
One of CHRP’s founders spent more than two decades working hands-on in home construction. Day after day, they saw how homes are actually built, modified, repaired, and lived in — where shortcuts happen, where materials fail, and where small issues quietly turn into major damage over time.
At the same time, the insurance side of the industry was grappling with a different challenge: underwriting and risk teams were being asked to make high-impact decisions with limited visibility into the true condition of the home.
Homes were being assessed without enough real-world construction context. Risks were being reviewed after damage occurred instead of before. And the people responsible for managing risk were stuck working around outdated, inconsistent processes.
CHRP was created to close that gap — not through disruption or replacement, but through practical support. A system designed to assess what matters, analyze it consistently, recommend clear next steps, and support real follow-through.
Not as a departure from the insurance industry’s history — but as its natural next step.