We Help You Insure Profitable Homes

Effortlessly analyze home inspection reports for informed residential insurance underwriting decisions within a minute

  • Leverage the most robust library of use cases.
  • Use Chrp’s AI to spot hazards invisible to the naked eye.
  • Build a more profitable book of business.
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30+

Years of construction & residential insurance experience.

99.99%

Accuracy rate for A.I.-driven recommendation reports.

60

Seconds (or less) to review a home inspection report.

FEATURES

Maximize Profitability From Self-Inspection to Underwriting Recommendation

HOME INSPECTION

Make Self-Inspections Easy for Homeowners

Our easy-to-use app allows homeowners to perform a self-inspection of their residence and can typically be performed in less than 30 minutes, covering over 120 interior and exterior inspection points.

EXAMPLE:

A homeowner follows simple instructions that guide them through their 3-bedroom home to collect photos, which are then uploaded to the Chrp dashboard.

LOSS PREVENTION

Employ Loss Prevention in Property Insurance

You’ll receive insights, annotated images, and recommendations in an easy-to-read report. Your underwriting team will have a dynamic platform to take action quickly.

EXAMPLE:

Chrp technology identifies a potential hazard that could lead to an expensive claim. The underwriter reviews the report recommendation and proceeds accordingly.

UNDERWRITING AUTOMATION

Use Underwriting Automation to Streamline Workflow

Our answer to overcomplicated, clumsy workflows: automation that simplifies new business and renewal underwriting and improves communication between carrier, agent, and homeowner.

EXAMPLE:

If a home inspection report recommends a full replacement of a plumbing fixture, a message will be automatically sent, and all parties notified.

REAL CLIENT CASE STUDY

Reducing Claims Severity & Frequency for Insurer

Problem:

A large southeastern insurer wanted to reduce loss proactively via a prevention engineering program.

Solution:

Developed a 4-year model to conduct recurring home inspections to improve the health of their book of business.

Findings:

Most homeowners require assistance with maintenance 6 years after a home is built (and especially after 10 years).
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The Ultimate Solution for Profitable Underwriting
50%

Water claims severity reduction

65%

Claims frequency reduction

5-8%

Loss ratio improvement

See How Chrp's A.I. Makes Insurers More Profitable

Speak to a specialist to learn more how Chrp's A.I. creates inspection reports that can be reviewed in 60 seconds or less!

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